We offer you an extensive range of insurance:
Property Insurance is a type of coverage that protects property owners from financial losses caused by fire and certain other disasters. It pays for repairs or rebuilding of the property and replacing damaged belongings.Â
Homeowners Insurance is a policy that provides financial protection to homeowners against losses from perils like fires, theft, and natural disasters. It covers the home’s structure, belongings, and liability for injuries or property damage.Â
Burglary Insurance provides coverage for losses resulting from theft, burglary, or attempted burglary at a property or premises. It includes stolen items, damage caused during the burglary, and property damage.Â
Motor Comprehensive Insurance policy provides coverage for third-party liability damages to the insured vehicle from accidents, collision, overturn, theft, fire, vandalism, and natural disasters. It offers extensive protection against various risks, making it popular among car owners, though it comes at a higher cost than basic third-party insurance.
Motor Third Party Fire and Theft insurance covers third-party liability and provides protection against fire and theft-related risks. It includes damage or loss to third-party vehicles and properties in accidents, and it covers the insured vehicle if damaged by fire or stolen. However, it does not cover other accidents or damages to the insured vehicle.Â
Motor Third Party Insurance is a mandatory car insurance policy that covers damages and injuries caused by the insured vehicle to third parties. It ensures compensation for victims of accidents, but it does not provide coverage for damages to the insured vehicle itself.
Advance Mobilization Bond is a surety bond used in contracts to guarantee that a contractor will use upfront payments for project-related expenses. It assures project owners that funds will be used responsibly, and they can claim reimbursement if the contractor misuses the advanced funds.
Performance bond is a surety bond used in contracts, particularly construction projects, to guarantee that the contractor will fulfill their obligations as agreed. It assures the project owner that the work will be completed as specified, and if not, the bond compensates the owner for any losses incurred.
Bid Security also called a bid bond, is a surety bond submitted by a bidder during a tender process to assure the project owner that they are committed and financially capable of undertaking the project if awarded. It provides compensation if the winning bidder fails to fulfill their obligations.
Retention Bond, or maintenance bond, is a type of surety bond in construction projects. It assures the project owner that the contractor will address any post-construction defects during the specified maintenance period. Instead of retaining funds, the bond acts as financial security, benefiting both parties involved.
Customs Bond is a surety bond required by customs authorities for companies engaged in international trade. It guarantees that importers will comply with import regulations, pay customs duties, taxes, and fees promptly.Â
Contractor’s All Risk (CAR) Insurance is a comprehensive policy for construction projects, covering damage or loss to the construction site, materials, equipment, and third-party properties. It safeguards contractors and project owners from financial losses due to accidents, theft, natural disasters, and other risks during construction.
Employer’s Liability Insurance is a type of coverage that protects employers from financial liabilities resulting from workplace injuries or illnesses. It provides compensation to employees for medical expenses and lost wages, ensuring employers can meet their obligations and care for their workers in case of work-related accidents or illnesses.
Public Liability Insurance offers coverage for businesses and individuals against financial liabilities resulting from third-party injuries or property damage that occur on their premises or during their operations. It safeguards them from potential legal and financial consequences, making it crucial for those who interact with the public.
Equipment All Risk (EAR) Insurance is a specialized policy providing comprehensive coverage for movable equipment and machinery against accidental damage, theft, fire, and other risks. It safeguards businesses from financial losses and ensures uninterrupted operations in case of unforeseen events damaging the insured items.
Professional Indemnity Insurance is a specialized policy protecting professionals and businesses from financial losses due to negligence, errors, or omissions in their services. It covers legal defense costs and compensation for clients’ financial losses, ensuring continued operations without severe financial setbacks or reputational damage.
Cash in Transit/Premises Insurance covers businesses against financial losses during the transportation of cash to and from the premises. It safeguards against theft, robbery, or damage during transit and may also provide on-site protection for cash, offering security and financial coverage.
Goods in Transit Insurance protects businesses and individuals from financial losses due to damage, theft, or loss of goods during transportation. It covers various modes of transport and offers peace of mind to companies involved in shipping, freight forwarding, and delivery services.
Fidelity Guarantee Insurance protects businesses from financial losses caused by dishonest acts of employees, such as theft, embezzlement, or fraud. It covers the actual amount lost, legal fees, and related expenses, providing financial security and mitigating risks associated with employee dishonesty.
Public/Products Liability Insurance covers businesses or individuals from financial liabilities arising from third-party injury, property damage, or other claims caused by products or services. Public Liability covers incidents on the premises or during operations, while Products Liability covers claims related to products sold or supplied.
Plate Glass Insurance covers the replacement or repair costs of plate glass windows and doors in buildings. It protects property owners and businesses from financial losses due to accidental breakage or damage to glass installations, offering peace of mind and prompt glass replacement.
Commercial General Liability Insurance (CGL) is a comprehensive policy providing businesses with coverage against a range of liabilities and risks. It protects against financial losses resulting from third-party bodily injury, property damage, products liability, Employer’s Liability, Pollution Liability, and Automobile Liability. CGL covers legal defense costs, settlements, and judgments, offering essential financial protection for businesses’ day-to-day operations and interactions with the public.
Business Interruption Insurance (Consequential Loss Insurance) covers financial losses and additional expenses that businesses may face following a covered event, like a fire or natural disaster. It compensates for lost revenue, fixed costs, payroll, and other expenses, helping businesses recover and continue operations during challenging periods.
Marine Insurance protects against financial losses in marine transport and maritime activities, covering damage or loss of ships, cargo, and marine property during transit. It includes cargo shipments, hull and machinery of ships, marine liabilities, and businesses related to the marine industry.
Life Insurance is a contract between an individual and an insurance company, providing a death benefit to designated beneficiaries upon the policyholder’s death. Regular premiums are paid by the policyholder in exchange for financial protection. It offers support to loved ones by covering funeral expenses, replacing lost income, paying debts, and ensuring financial stability after the insured’s passing.
Health Insurance is a policy that covers medical expenses and healthcare services, helping individuals manage the financial burden of medical costs. It provides access to quality healthcare and protects against unexpected medical expenses, including hospitalization, doctor’s visits, prescription medications, and more.
Annuity/pension is a financial product providing a regular income stream in retirement. Contributions made during working years accumulate to generate payments for a fixed period or the individual’s lifetime. It ensures a stable income to meet living expenses and maintain financial stability during retirement.
Group Personal Accident Insurance is a policy offered by employers to a defined group of individuals, providing coverage for accidental injuries, disabilities, or death. It includes benefits for injuries, disabilities, and death, along with medical expense reimbursement
Travel insurance is a form of insurance coverage that safeguards travelers against financial losses resulting from unexpected events during their trips, such as medical emergencies & lost baggage. It provides peace of mind and support during travels.